Are Credit Companies Good in College?

                     Essay Prompt #8

Prompt: Representatives of credit card companies can often be found on college campuses offering special incentives to get students to fill out credit card applications. Many people feel that this takes advantage of students, who are often low on cash during their college years. Others feel that it is an excellent way to help students begin to build credit and learn financial responsibility. How do you feel about this issue? Take a position and use specific reasons and examples to support your argument.

               Don’t you think that when you are in college you are in too much debt already? Well credit card companies going to college campuses I think is a bad idea. First of all it can put the student into more debt than he or she is already in dealing with educational purposes. Also sometimes young adults can be impulsive buyers, and with a credit card they might max it out and then not pay it, which in the end affects their credit score. Last it seems as if the credit card companies are taking advantage of the students because they know they need money during their college years, and a way to solve that problem would be a credit card. It may solve the problem temporarily but not in the long run.

               When you go to college it is going to be some of the most difficult years of your life because of so many things you have going on. One of those might be getting money; most of the people in college do not have money to spend like crazy, because they save it for their books or to pay off a loan for school. Although when you get a credit card all that money is going somewhere else instead of yourself or your education. Your education is the best investment you can make than borrowing money from a credit card company to buy a television or a game. That is why if you do have a credit card, it is best to get a low max out rate while only having one credit card activated, but even though I think it is not a good idea for college students.

               When you have money to spend you either want to spend it on something you really want or save it. Although some young adults are impulse buyers, which should not have credit cards. They might go out buy everything they see and max out their credit cards which might be a high amount. This is bad because he or she might not be able to pay so in the end, instead of getting a credit score their ruining it by not paying back. This can affect them their whole lives, just because of a bad mistake of getting a credit card while you were in college.

               It also seems like the credit card companies take advantage of the college students when they sign them up for their credit cards. They know that college students are in need of money and just tell them the pros to having one. The do not tell them that they might have high interest rates or any of the cons. Credit card companies should go to another age group of people that are able to handle the ownership of a credit card company, and are more eligible of being responsible. This is why I think credit card companies should stay off college campuses, and it s a very bad idea that their letting this happen.

Essay Prompt #10...

                          Essay Prompt #10

Prompt: Some people think that school cafeterias should be required to provide low-fat and/or vegetarian lunch options to accommodate the eating habits of all students. Do you agree or disagree? Explain your position and use specific reasons and examples as support.

           Students should be having healthier foods to eat all over the country, although they should be something that the students like, not just any foods. Many schools around the country have changed what they serve their students to eat; instead of any foods they are now serving healthier foods. The only problem with this is that the foods they are serving the students now are not that great tasting and most students do not like to eat them. I think the best way to resolve this problem is by letting the students pick out of a list of healthy foods to eat. This would make the students actually want to get breakfast and lunch, and not skipping out on eating because the bad choices of food that the schools are serving.

Now that we have realized, that this generation has more overweight children than any other; it has caught the attention of schools to choose different types of foods to serve their students. Now they are serving healthier foods that have fewer calories and less fat than the foods they use to serve in schools. Although when they switched their options, I do not think they took the students into consideration. I know many people that do not like to eat what the school serves for breakfast or lunch because they do not like the taste of it. This is bad because it can cause students to starve and lose weight, which might not be good for their health.

It would be best for the students to pick the healthy foods they want, because they are the ones eating it and should have a say in it. There are many options that the students can pick from such as from small companies or big well know companies, like Subway. All the students would love subway because it is great tasting and still healthy at the same time, just as the schools want to serve lunch. Another example is that students could choose their favorite fruits or yogurts to serve as well with their lunch, to make it a full healthy lunch. This is why I think students should have a say in what they want to eat, so that they

It is important for the students to get the right lunch they want, because some students do not eat the whole day at school until they go back home. This is a bad problem because your system and especially your brain cannot function right without food. This also can affect their diet meaning it is going to make them eat wrong and not the normal three times a day, they might just eat twice or even once a day. Students not having the proper diet can affect their performance in school and can also harm their own body. That is why all students should eat properly every day.

Healthy foods are important for our society to survive, and that is why I agree with school serving healthier foods to students. Although the only problem that I think needs to be fixed is the types of healthy foods that they are serving to students. It should be a desirable food that anyone would want, without hesitating about it. The healthy foods should be changed for the greater good of our students

Favorite Season...

My favorite season of the year has got to be, fall. Fall is my favorite because it's still kind of summer, but winter is kicking in at the same time, so it is not as hot, as in summer. The only bad part of Fall, is that school has started, and we can't stay up late, as we did in summer. Although in Fall, when you look outside, all the greenery starts to change in front of your eyes. Trees change colors, their leaves turn into a beautiful, bright, and warm yellow color, which lightens up the road or walkway; even though it can be a hassle to clean-up. Fall brings you many amazing things, that only happen once a year, that is why it is my favorite season of all.

Making a New Friend...

There are millions of ways to make a new friend. Some ways to make a new friend is by being friendly to everyone, and not being shy to introduce yourself to a new crowd. When you introduce youself to new crowds, and keep on talking is them, they are going to become your friends. Another way to make new friends is to be helpful to someone, when they need help. Although the most popular way currently is to be involved ina social netwrok such as Facebook or Myspace. Too many people it is better because it is faster and easier to them, to talk to them on the internet. On the other side I do not recommend that because  it takes away the experience of actually meeting the person face to face. That is why I think the best way to make a new friend is to personally go up to them, and introduce yourself to make it a better experience. 

My Favorite Game...

I have many favorite games, but the one that I like the best is Call Of Duty. This game is for Xbox 360, and it portrays many of the wars that we have been in, or are currently in. I like this game because it has a lot of action, and keeps you excited throughout the whole experience. Even once you pass the stroy mode, you can keep on passing it, because it is very fun and exciting. Also, besides the story mode, there is a different mode called online, which lets you play live against real life players around the world, from maps that were from the story mode. I also like it because it is realistic. The creators took advantage of our technology now, and put in the latest graphics into it. This makes it seem like all the actions are really happening infront of your eyes. When I play this game, I cannot get bored of it because, I do not know what to expect in the next second, it never gets old. It is also a franchise, so their always constantly releasing new games, that are new stories and characters. This is why I like this game, because I feel I get my money's worth, and even more!

Impulse Buying...

Many people like to go shopping, but some go shopping for a relief of stress, or just because they are bored. There are many people that are affected by this problem, it is like an addiction. People that have this problem are in debt, and do not have a way out of it. Although they continue to buy things, because it is just an impulse to have to buy something. As I said before it is also to relieve themselves of stress that they have. Just as a drug can ruin someone, impulse buying is the same. It can ruin their lives and their credit, because most people get toms of credit cards to go out and buy things, but never pey their payments. Then this affects your credit, which is necessary for many things to buy things on payments, to buying a car, or a house. Once you have a bad credit, none of the banks, or anyone period, would trust you to let you borrow money. Impulsive buying is not an easy problem to get rid of, it is getting bigger and bigger of a problem, which needs to be solved, before it escelades.

Pollution to a Visitor...

If I were toexplain pollution to a visitor from outer space, I would start with global warming because it is currently one of the biggest problems that deals with pollution. I would tell them that almost everything we use pollutes bad air into our atmosphere, which is bad because it creates abnormal atmosphere things to happen to our mother earth. I would also tell examples of what could happen, such as the glaciers melting, and the rise in the ocean levels all around the air. Another problem would be that pollution in the air is bad, because we breath in that air, and it can cause cancer or affect our lungs. Next I would go around driving them, to show them how dirty our streets are, because of people loitering, or are just too lazy to throw away their trash in a trash can. Then I would take them to our oceans, to show them how polluted our seas are, for example Catalina Islands, has one of the dirtiest shores in the west. I would tell them that this is bad, because it kills our marine life, and some of our marine life is rare. Last I would explain to them that if it gets worse, then our mother earth would end sooner, so I would tell them to lend us some of their smartness to help us solve this problem.